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Get Lending Rates
GET
/v1/loans/rates
Returns the current lending rates for supported currencies.
Interest Auction
At the start of every hour, the interest engine calculates the total borrow demand for each currency across all users. It then runs an auction by sorting lending offers by minimum rate and selecting the marginal rate that satisfies the total borrowing demand. All lenders receive the same lending rate, which is the highest rate among the loan offers utilised to meet the full borrow demand.
Authorizations
apiKey
Your API key
Type
API Key (header: X-VALR-API-KEY)
apiSignature
HMAC SHA512 signature of the request (see Authentication section)
Type
API Key (header: X-VALR-SIGNATURE)
apiTimestamp
Request timestamp in milliseconds
Type
API Key (header: X-VALR-TIMESTAMP)
Responses
Lending rates retrieved successfully
application/json
JSON
[
{
"currency": "ZAR",
"previousFundingRate": 0.00001256,
"estimatedNextRate": 0.00001427,
"estimatedNextBorrowRate": "0.000017124"
},
{
"currency": "BTC",
"previousFundingRate": 0.00000571,
"estimatedNextRate": 0.00000685,
"estimatedNextBorrowRate": "0.00000822"
},
{
"currency": "ETH",
"previousFundingRate": 0.00000761,
"estimatedNextRate": 0.00000761,
"estimatedNextBorrowRate": "0.000009132"
},
{
"currency": "USDT",
"previousFundingRate": 0.00001027,
"estimatedNextRate": 0.00001027,
"estimatedNextBorrowRate": "0.000012324"
},
{
"currency": "USDC",
"previousFundingRate": 0.00000571,
"estimatedNextRate": 0.00000571,
"estimatedNextBorrowRate": "0.000006852"
}
]